Skip to main content
menu
  • Home
  • About
    • Team
    • Process
    • Philosophy
  • How We Help
    • Business Owners
    • Families
    • Individuals
  • Services
    • Asset Allocation
    • Business Succession Planning
    • Insurance
    • Retirement Planning
  • Blog
  • Contact

Life

depth of field photography of man playing chess by JESHOOTS.COM courtesy of Unsplash.
Mark Carruthers | Feb 5, 2025

Financial Wisdom of Americans Over 80

Retirement
Retirement Planning
Wisdom
Age
Financial Planning
Life
Wisdom & Regrets
Read More
Venice Canal, Italy by Karsten Würth courtesy of Unsplash.
Mark Carruthers | Nov 8, 2024

Living Abroad... A Few Thoughts

Life
International
Culture
Retirement
Every think of living abroad?
Read More
Mark Carruthers | Jul 12, 2023

Personal Time Lines & Goals

Career
Life
Goals
Dreams

https://www.wsj.com/articles/age-marry-kids-graduation-milestones-800ffec7?st=mtwt0s6y9k3q8rl&reflink=desktopwebshare_permalink

Read More
Mark Carruthers | Apr 3, 2023

The Work Life Balance... New Rules?

Work
Life
Balance
Family

https://www.wsj.com/articles/would-life-be-better-if-you-worked-less-3f49e69a?st=exlazs4p12ge53g&reflink=desktopwebshare_permalink

Read More
Mark Carruthers | Dec 20, 2022

Best Travel Destinations 2023

Travel
Retirement
Life
Destinations
Europe

Read More

Read More
Mark Carruthers | Oct 24, 2022

Be Yourself - The Aging Process

Retirement
Careers
Aging
Retirement Planning
Life
A Little Gray Goes a Long Way...
Read More
Mark Carruthers | Jan 5, 2022

The Balance of Life - 2022

Life
Balance
Family

https://www.wsj.com/articles/work-life-balance-finally-happened-then-they-were-called-back-to-the-office-11638766861?reflink=desktopwebshare_permalink

Read More
Subscribe to Life

Important COVID-19 NY EXECUTIVE ORDER

Securities offered through Cetera Financial Specialists LLC (doing insurance in CA as CFGFS Insurance Agency), member FINRA/SIPC. Investment advisory services offered through Cetera Investment Advisors.  Cetera is under separate ownership from any other named entity.

Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

This site is published for residents of the United States only. Registered Representatives of Cetera Financial Specialists LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every representative listed. For additional information please contact the representative(s) listed on the site, visit the Cetera Financial Specialists LLC site at www.ceterafinancialspecialists.com

 

Broker/Dealer website | Important Information and Form CRS | Business Continuity Plan

About Us

We are dedicated to providing investment management and strategic wealth planning that is right for you. Simply put, we strive to be our client's trusted advisor.

Website navigation

  • Home
  • About
    • Team
    • Process
    • Philosophy
  • How We Help
    • Business Owners
    • Families
    • Individuals
  • Services
    • Asset Allocation
    • Business Succession Planning
    • Insurance
    • Retirement Planning
  • Blog
  • Contact

Company address

43 Friend Street
Congers, NY 10920

© 2025 Cetera Financial Specialists All rights reserved.